When pricing a luxury home in today’s market, there are several factors to consider—especially in 2025.

By Lynn Norusis

First, let’s talk jumbo loans. In 2025, the federal limit for jumbo loans is $1,209,750, meaning more buyers will have access to higher financing amounts, which can impact your home’s sale price. With a higher loan cap, there’s potential for more qualified buyers, giving you more leverage in pricing your property.

However, there are tax implications to keep in mind. The sales price of luxury homes can push buyers into higher capital gains tax brackets. If you’re selling, it’s crucial to understand how taxes could affect your net proceeds, especially if you’ve owned the property for a long time.

With the rising jumbo loan limits and potential tax considerations, we work with you to set a price that not only reflects market value but also aligns with your financial goals.

Pricing a luxury home requires strategy, timing, and a deep understanding of the market—and that’s where we come in.

Contact us today to learn more about how we can help you price your luxury home for success.